Financial Planning
At the heart of our services is a client-centric, holistic wealth management approach, where financial planning directly influences investment management decisions. Our dedicated team offers comprehensive wealth management services to individuals, families, and business owners. Through thoughtful financial planning, we strive to achieve ideal outcomes that align with our clients’ financial objectives.
Financial Planning Clients...
- Value making smart financial decisions
- Seek a trusted, proactive thinking partner
- Desire efficiency in their finances
- Value planning and preparation
- Want to worry less about finances to spend more time on what makes them fulfilled
By Partnering with a Financial Professional, you gain…
- Organization: Bringing order and efficiency
- Accountability: Following through on objectives
- Perspective: Insights to help avoid emotional decisions
- Proactivity: Help you be better financially prepared
- Education: Providing knowledge for making decisions
- Partnership: Making critical decisions with you
Financial Planning
A collaborative process that takes a holistic review of your finances to develop action plans that address any financial inefficiencies and mitigate foreseen financial risk
Investment Management
Management and monitoring of your investment account(s)
Wealth Management
The alignment of holistic financial planning and investment management
- Goal setting
- Investment Planning
- Cash Flow Management
- Retirement Planning
- Risk Management
- Income Tax Planning
- Family Wealth Planning
- Estate & Charitable Giving
- Business Planning
Initiation Plan (first 12 months)
- Comprehensive Analysis of Areas of Focus
- Plan Development & Delivery
- Guided Plan Implementation
- Coordination with Financial Plan Stakeholders
Plan Management (12+ months)
- Continued relationship with trusted financial partner
- Maintained Financial Plan
- Annual Plan Review Meeting & Progress Reporting
- Continued Point-in-Time Advice on Areas of Focus
Advisory
An advisory account is a type of investment account where investment advisory services are included to help a client formulate and implement investment purchases and strategies, regularly managed and monitored.
Brokerage
A brokerage account is an investment account held at a licensed brokerage firm. An investor deposits funds into their brokerage account, and the brokerage firm transacts orders for investments such as stocks, bonds, mutual funds, and exchange-traded funds (ETFs) on their behalf.
Included Advisory Services
- Portfolio Selection
- Risk Tolerance
- Investment Research
- Rebalancing & Trading
- Annual Performance Reporting
- Retirement Plan Outlook
For qualified clients, our Wealth Management Client Relationship offers continued financial planning services complementary within the overall account management fee. The account fee is based off a percentage of the account value, typically billed on a continued quarterly basis within the account(s).
Personalized Service & Account Management
Proactive Planning to Avoid Financial Inefficiencies & Risks
Your Financial Thinking Partner & Coordinator
Access to a Specialized Team of Financial Professionals
Which Financial Plan is Right For You?
Core Plan
Individuals and Couples Accumulating Wealth
"I need organization and access to a financial professional."
- I need more financial organization.
- Am I saving in the right places?
- Am I on track to meet my financial goals?
- Help me work towards financial freedom.
- Can I afford to retire?
- How much house can I afford to buy?
- How do I build a budget that works for me?
- I'm looking for a wealth coach.
Comprehensive Plan
A comprehensive approach to fully evaluate and prioritize your finances
“I need a financial partner to help me meet my financial objectives.”
- Help me prepare financially to protect my spouse and family.
- Help me manage my income and wealth to fund retirement.
- Can you help me mitigate my tax liability now and in retirement?
- Is a large financial commitment feasible?
- Help me establish an estate plan I can understand and am confident in.
- I need a trusted financial partner help me work towards my financial objectives.
Advanced Plan
Take complete control of your financials and build your legacy:
“I need a personal CFO to coordinate my financial picture.”
- Help me find and correct inefficiencies in my finances.
- How can I organize my assets to mitigate taxes now and in the future?
- Help me understand estate planning techniques to mitigate transfer taxes.
- How can I effectively transfer my business to fund retirement?
- Help me educate my family to prepare them for a future inheritance.
- I need a personal ‘Chief Financial Officer.’
Once you have your financial plan, you have the flexibility to choose how you'd like to implement it. If you decide to work with our team to implement the financial plan we've crafted for you, you'll receive a 50% discount on the plan.
Interested in Learning More?
If you'd like to learn more about financial planning and investment management at Embolden Wealth Management, fill out the form below, and a member of our team will contact you!