Services

We know that running a business can be exhilarating but all-consuming. Let us help you focus to protect your family and your business by building a plan that considers your full financial picture. Whether you need assistance with a company sponsored retirement plan such as a 401(k) or SEP IRA, benefits for key employees, or a business continuity plan, we will help tailor a strategy that suits your needs.

We assist you with identifying your retirement goals and objectives as well as review your sources of income during your retirement years. Your income sources include things such as social security, pensions, and your other investments that may provide an income stream to develop your “paycheck” in retirement. We also assist with calculating your required minimum distributions (RMDs) to address you are not in jeopardy of an IRS penalty for not completing your withdrawals timely.

We work with you to understand who and what organizations are important to you and assist in planning how your wealth transfers. We help you with designating beneficiaries on your investments, properly titling the registration of your assets, and charitable giving.

We review your tax return and determine if there are opportunities to save on taxes. We also review how much tax should be withheld from your investments if you are utilizing them as an income stream. In coordination with your estate planning, we also discuss estate and inheritance taxes and if they will have any implications on your loved ones when you are gone.

We listen to your goals for education for you and your family and then we analyze what options we have for funding those needs. We will review what investment vehicles benefit you the most in terms of tax incentives as well as the distributions of those funds when the time comes for them to be used.

We assess your current insurance coverages and assess your protection needs. You may be over or under insured and this is an important aspect of your financial situation. We will also review your needs in retirement such as how you would pay for healthcare costs that arise and if long term care insurance is appropriate for you.