Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Insurance Needs Assessment: For Empty Nesters and Retirees Do your insurance needs stay the same when the nest empties? A Primer on Dividends A company's profits can be reinvested or paid out to the company’s shareholders as “dividends." Inflation and Your Portfolio Even low inflation rates can pose a threat to investment returns.